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I get people like, well, I have cash, I have my own cash to be a lender. And I’m like, you’re trying to upgrade your mindset and you’re trying to upgrade your business capabilities yet you here’s my plan, guys, I’m not a private money lending educator, that’s not my niche. That’s not what I focus on. Caleb has he’s as an individual with a gross income exceeding $200,000, in each of the two most recent years, or joint income with a spouse exceeding $300,000. And then also, you need to have a million dollars net worth not including your primary home, then you’re an accredited investor. I don’t understand a word you just said.
Or so the question is, if I become a gator lender, does this take me to go down towards the path of becoming an accredited investor? And the answer is, yeah, absolutely. So here’s, here’s the thing is I am fully intending on raising $25 million this year. Personally, I’m going out and attempting to do something I’ve never done before, I’m going to raise large chunks of money for large multifamily deals that we’re going to be buying with some creative financing some with cash. So I’m raising large chunks of money. And I’m doing some fun things with it.
And instead of just going and doing that, I’m going to do that to an open forum of people who want to learn how to raise private capital, I then go oh, you know, I want to teach people how to do this, but I don’t want to charge for it. And I learned a long time ago that if I just teach people that have never been charged, or they’ve never paid something for something, I’m basically going to be talking to people who have mindset issues. And typically people that have mindset issues show up to zooms late ask questions an hour after we’ve already started the zoom, and you’re a terrible burden on your poor mother.
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They’re not paying attention. They’re not on track. Can you repeat the question, but people pay attention to things they pay for. And so if people have not paid for something, like maybe a basic LLC, how do I Why am I trying to teach anybody if you don’t even have a basic LLC? Like, what am I? What am I doing? Like? How dumb do I have to be to think that you’re gonna absorb anything or take any action? If you can’t even start an LLC for your business? I want less content consumers in my life, I want more action takers, I said, You know what, this is not something I’m going to charge for.
But I only want to work with people who have taken action, how do I get people that at least have an LLC and are serious about building their corporate credit? Because here’s the thing is like, Heather would say, I’m doing a $50,000 loan for her as a transactional lender. But where did that money come from? I don’t know. It came from a line of credit, corporate credit. And then I get people like, well, I have cash, I have my own cash to be a lender. And I’m like, this is the thing. The other thing you don’t understand is leverage.
You’re trying to upgrade your mindset and you’re trying to upgrade your business capabilities yet you want to use your own cash, like what is this Dave Ramsey show? Stupid on parade baby, guys learn how to build your credit, learn how to build your corporate credit, so that at some point, you can have half a million dollars that you can go and insert yourself into some really powerful situations, what most people are thinking is they’re thinking, all right, with Gator lending, here’s what I’m going to do. I’m going to lend out $1,000 Here and there. And I’m going to make five to $10,000 a month and I’m gonna quit my job through Gatorland.
Okay, well, that’s one way of thinking about it small. I’m sitting here thinking how do I have a million dollars lines of credit that I can go insert myself into situations where I can build massive wealth by getting chunks of equity and control in other people’s deals, because I brought a resource to the table and I leveraged corporate credit to obtain well, people go well, I’m not you pace, you are your pace four years ago. So get your together and start taking action.